0 (present)

1˚ year

2˚ year

3˚ year

4˚ year

5˚ year

6˚ year

7˚ year

8˚ year

9˚ year

Interest and Similar Income

77

79

82

84

87

89

92

94

97

101

(+) Fee and Commissions Income

15

16

16

17

17

18

18

19

19

20

(+) Other Operating Income

8

8

8

8

9

9

9

9

10

10

Total Operating Income

100

103

106

109

113

116

119

123

126

130

(−) Depreciation

9

9

9

10

10

10

10

11

11

11

(−) Other General Administrative Expenses

61

63

65

67

69

71

73

75

77

80

(−) Provision for Impairment

25

26

27

27

28

29

30

31

32

33

Profit before Tax

145

149

154

159

163

168

173

178

183

189

(−) Income Tax

36

37

38

40

41

42

43

45

46

47

Net Profit

109

112

115

119

122

126

130

134

138

142