Order parameter	Evaluation index	2009		2011		2013
Order parameter	Evaluation index
Financial Supervision	Core capital adequacy ratio	0.5540	0.2006	0.5552	0.2005	0.5556	0.2002
	Non-performing loan ratio		0.1990		0.1987		0.1995
	Top single customer’s loan ratio		0.1999		0.1991		0.1993
	Provisioning coverage ratio		0.2000		0.2006		0.2005
	Deposit -to- loan ratio (RMB)		0.2005		0.2010		0.2012
Financial Innovation	The percentage of non-interest income	0.4460	0.2496	0.4448	0.2504	0.4444	0.2506
	The weighted net average return on equity		0.2490		0.2491		0.2496
	The growth rate of the percentage of non-interest income		0.2488		0.2506		0.2497
	The growth rate of the weighted average ruturn on equity		0.2526		0.2500		0.2501