Order parameter commercial bank | Date (Year) | Financial supervision | Financial innovation | |||||||
Core capital adequacy ratio | Non- performing loan ratio | Top single customer’s loan ratio | Provisioning coverage ratio | Deposit- to-loan ratio | The percentage of non-interest income | The weighted average return on equity | The growth rate of the percentage non-interest income | The growth rate of the weighted average return on equity | ||
CCITICB | 2013 | 9.05 | 1.03 | 3.41 | 206.62 | 73.21 | 18.05 | 18.48 | 15.71 | 10.66 |
2011 | 9.91 | 0.60 | 3.78 | 272.31 | 72.97 | 15.39 | 21.07 | 12.50 | 9.51 | |
2009 | 9.17 | 0.95 | 5.76 | 149.36 | 79.62 | 11.81 | 12.71 | 16.70 | −17.47 | |
BOC | 2013 | 10.73 | 0.96 | 2.10 | 229.35 | 72.52 | 30.41 | 18.04 | 2.02 | −0.50 |
2011 | 10.07 | 1.00 | 3.10 | 220.75 | 68.77 | 30.50 | 18.27 | 1.90 | −3.18 | |
2009 | 9.07 | 1.52 | 3.80 | 151.17 | 70.30 | 31.58 | 16.48 | 10.30 | 15.57 | |
ABC | 2013 | 9.81 | 1.22 | 3.33 | 367.04 | 61.17 | 18.68 | 20.89 | −1.57 | 0.72 |
2011 | 9.50 | 1.55 | 2.80 | 263.10 | 58.50 | 18.67 | 20.46 | 12.35 | −9.03 | |
2009 | 7.74 | 2.91 | 4.44 | 105.37 | 55.19 | 18.28 | 20.53 | 122.61 | 15.86 | |
CMSB | 2013 | 8.83 | 0.85 | 2.59 | 259.74 | 73.39 | 28.35 | 23.23 | 12.61 | −7.96 |
2011 | 7.87 | 0.63 | 3.86 | 357.29 | 72.85 | 21.30 | 23.95 | 31.17 | 30.95 | |
2009 | 8.92 | 0.84 | 6.50 | 206.04 | 75.38 | 23.35 | 20.19 | 76.31 | 32.57 | |
CCB | 2013 | 11.14 | 0.99 | 4.51 | 268.22 | 70.28 | 23.41 | 21.23 | 0.29 | −3.41 |
2011 | 10.97 | 1.09 | 3.30 | 241.44 | 65.05 | 23.30 | 22.51 | 4.70 | −0.44 | |
2009 | 9.31 | 1.50 | 3.09 | 175.77 | 60.24 | 20.70 | 20.87 | 30.03 | 0.92 | |
CEB | 2013 | 9.63 | 0.86 | 3.70 | 241.02 | 72.59 | 22.12 | 21.48 | 37.28 | −4.70 |
2011 | 7.89 | 0.64 | 5.58 | 367.00 | 71.67 | 14.40 | 20.44 | 0.13 | −2.62 | |
2009 | 6.84 | 1.25 | 5.67 | 194.69 | 78.15 | 19.20 | 19.43 | 99.96 | −23.08 | |
ICIB | 2013 | 10.62 | 0.94 | 4.20 | 257.19 | 66.60 | 24.80 | 21.92 | 11.71 | −4.78 |
2011 | 10.07 | 0.94 | 3.60 | 266.92 | 63.50 | 23.70 | 23.44 | 17.10 | 2.85 | |
2009 | 9.90 | 1.54 | 2.80 | 164.41 | 59.50 | 20.56 | 20.14 | 15.77 | 3.87 | |
CMBC | 2013 | 9.14 | 0.83 | 2.23 | 266.00 | 74.44 | 25.41 | 23.12 | 15.25 | −6.70 |
2011 | 8.22 | 0.56 | 3.43 | 400.13 | 71.80 | 20.64 | 24.17 | 3.01 | 11.13 | |
2009 | 6.63 | 0.82 | 5.70 | 246.66 | 73.69 | 21.54 | 21.18 | 41.43 | −22.73 | |
CIB | 2013 | 9.21 | 0.76 | 7.06 | 352.10 | 62.53 | 21.45 | 22.39 | 21.83 | −15.98 |
2011 | 8.20 | 0.38 | 4.45 | 385.30 | 71.46 | 15.26 | 24.67 | 22.27 | 0.12 | |
2009 | 7.91 | 0.54 | 6.53 | 254.93 | 71.90 | 14.13 | 24.54 | 19.20 | −5.83 | |
SPDB | 2013 | 8.64 | 0.74 | 1.92 | 319.65 | 73.05 | 14.84 | 21.53 | 28.37 | 2.77 |
2011 | 9.20 | 0.44 | 2.65 | 499.60 | 71.93 | 9.54 | 20.07 | 2.25 | −13.75 | |
2009 | 6.90 | 0.80 | 3.35 | 245.93 | 71.71 | 8.92 | 25.86 | 1.85 | −29.56 | |
PAB | 2013 | 9.41 | 0.89 | 4.73 | 201.06 | 68.64 | 22.04 | 16.57 | 30.48 | −1.25 |
2011 | 8.46 | 0.53 | 3.71 | 320.66 | 72.94 | 14.69 | 18.35 | 20.68 | −21.31 | |
2009 | 5.52 | 0.68 | 7.84 | 161.84 | 69.12 | 14.09 | 26.67 | 6.79 | 517.36 |