Order parameter

commercial bank

Date

(Year)

Financial supervision

Financial innovation

Core capital adequacy

ratio

Non- performing loan ratio

Top single customer’s loan ratio

Provisioning coverage ratio

Deposit- to-loan ratio

The percentage of non-interest income

The weighted average return on equity

The growth rate of the percentage non-interest income

The growth rate of the weighted average return on equity

CCITICB

2013

9.05

1.03

3.41

206.62

73.21

18.05

18.48

15.71

10.66

2011

9.91

0.60

3.78

272.31

72.97

15.39

21.07

12.50

9.51

2009

9.17

0.95

5.76

149.36

79.62

11.81

12.71

16.70

−17.47

BOC

2013

10.73

0.96

2.10

229.35

72.52

30.41

18.04

2.02

−0.50

2011

10.07

1.00

3.10

220.75

68.77

30.50

18.27

1.90

−3.18

2009

9.07

1.52

3.80

151.17

70.30

31.58

16.48

10.30

15.57

ABC

2013

9.81

1.22

3.33

367.04

61.17

18.68

20.89

−1.57

0.72

2011

9.50

1.55

2.80

263.10

58.50

18.67

20.46

12.35

−9.03

2009

7.74

2.91

4.44

105.37

55.19

18.28

20.53

122.61

15.86

CMSB

2013

8.83

0.85

2.59

259.74

73.39

28.35

23.23

12.61

−7.96

2011

7.87

0.63

3.86

357.29

72.85

21.30

23.95

31.17

30.95

2009

8.92

0.84

6.50

206.04

75.38

23.35

20.19

76.31

32.57

CCB

2013

11.14

0.99

4.51

268.22

70.28

23.41

21.23

0.29

−3.41

2011

10.97

1.09

3.30

241.44

65.05

23.30

22.51

4.70

−0.44

2009

9.31

1.50

3.09

175.77

60.24

20.70

20.87

30.03

0.92

CEB

2013

9.63

0.86

3.70

241.02

72.59

22.12

21.48

37.28

−4.70

2011

7.89

0.64

5.58

367.00

71.67

14.40

20.44

0.13

−2.62

2009

6.84

1.25

5.67

194.69

78.15

19.20

19.43

99.96

−23.08

ICIB

2013

10.62

0.94

4.20

257.19

66.60

24.80

21.92

11.71

−4.78

2011

10.07

0.94

3.60

266.92

63.50

23.70

23.44

17.10

2.85

2009

9.90

1.54

2.80

164.41

59.50

20.56

20.14

15.77

3.87

CMBC

2013

9.14

0.83

2.23

266.00

74.44

25.41

23.12

15.25

−6.70

2011

8.22

0.56

3.43

400.13

71.80

20.64

24.17

3.01

11.13

2009

6.63

0.82

5.70

246.66

73.69

21.54

21.18

41.43

−22.73

CIB

2013

9.21

0.76

7.06

352.10

62.53

21.45

22.39

21.83

−15.98

2011

8.20

0.38

4.45

385.30

71.46

15.26

24.67

22.27

0.12

2009

7.91

0.54

6.53

254.93

71.90

14.13

24.54

19.20

−5.83

SPDB

2013

8.64

0.74

1.92

319.65

73.05

14.84

21.53

28.37

2.77

2011

9.20

0.44

2.65

499.60

71.93

9.54

20.07

2.25

−13.75

2009

6.90

0.80

3.35

245.93

71.71

8.92

25.86

1.85

−29.56

PAB

2013

9.41

0.89

4.73

201.06

68.64

22.04

16.57

30.48

−1.25

2011

8.46

0.53

3.71

320.66

72.94

14.69

18.35

20.68

−21.31

2009

5.52

0.68

7.84

161.84

69.12

14.09

26.67

6.79

517.36