Authors

Research topic

Key Risks Identified

Trautman (2017)

E-commerce and electronic payment system risks: Lessons from Paypal

Fraud in e-commerce transactions is one among the serious risks businesses have to contend with.

Another risk is compliance to existing and new laws.

Chin and Liu (2004)

Risk management in real estate electronic transactions

Misleading information is a risk in the real estate e-commerce platform.

Bad listings may find access to real estate websites.

Properties not meeting expectations may be listed if website managers are not keen.

Pinguelo and Muller (2011)

Virtual Crimes, Real Damages: A Primer on Cybercrimes in The United States and Efforts to Combat Cybercriminals

Study identified the following risks:

economic or foreign spying, malicious employees who pose a threat to the business, spamming, phishing, hacking of systems and email extraction programmes.

Hu and Henry (2011)

Too Complex to Depict? Innovation, “Pure Information”, and the SEC Disclosure Paradigm, 90 TEX.

Risks identified by the study include:

Laws of the home country;

International laws due to geographical expansion;

Money transfer laws;

Money laundering laws;

Terrorism financing laws.

Long (2007)

Long, Messages from the Front: Hard Earned Lessons on Information Security from the IP War

Risk identified was war on protection of intellectual property in cyberspace

Scott (2016)

Protecting Intellectual Property and Privacy in the Digital Age: The Use of National Cybersecurity Strategies to Mitigate Cyber Risk

Risks established by the study include: Cybercrime Cyberterrorism;

Crime that is committed electronically, Security of the e-commerce infrastructure, Protection of intellectual property;

Internet governance;

Jurisdictional disputes.

Biener, Eling and Wirfs, (2015)

Insurability of Cyber Risk: An Empirical Analysis

Study established risks such as:

Litigation due to violation of laws;

Litigation due to violation of policies on privacy and disclosure of customer information;

Fines resulting from violation of laws such as consumer protection legislation.

Tu and Meredith (2015)

Rethinking Virtual Currency Regulation in the Bitcoin Age

Risk identified by the study is overreliance on the internet

If internet providers make any changes e-commerce platforms will be affected;

If they develop policies restricting access then business will be adversely affected.