| Model | Amount of Credit | |
| Standardized coefficients | T-statistics | |
| NFSR | 0.003 | 0.96 |
| LCR | 0.003 | 0.13 |
| Capital Requirement | −8.19* | −9.99 |
| Leverage | −0.002 | −0.09 |
| PD | −0.373* | −13.63 |
| Size | −0.006 | −0.40 |
| VAR | −0.020 | −0.77 |
| Log_Operational Risk | 0.010 | 0.039 |
| Model summary | R-Square | Adjusted R-Square |
| 0.7582 | 0.7524 | |
| ANOVA | F | |
| 130.90* | ||