| Binning range | Number of default samples | Normal sample number | WOE | IV |
1 | [14747804.5, 12933539309] | 12 | 156 | 0.2771371 | 0.0243930 |
2 | [12933539309, 25852330812] | 13 | 154 | 0.3700832 | 0.0450963 |
3 | [25852330812, 38771122316] | 6 | 108 | −0.0482852 | 0.0004343 |
4 | [38771122316, 51689913820] | 2 | 148 | −1.4619785 | 0.2936793 |
total | - | 33 | 566 | −0.8630433 | 0.3636032 |