Variables

Coefficient

Std.Err

Coefficient

Std.Err

Coefficient

Std.Err

Constant

0.42432***

0.06792

0.70355***

0.06293

0.20274***

0.06772

AGE

0.00704

0.00779

−0.00179

0.00774

−0.00040

0.00770

SEX

−0.01623

0.02628

−0.00327

0.02524

−0.00487

0.02427

EDUC

0.07222***

0.00227

−0.00452

0.00231

0.00542*

0.00270

Fsize

0.07697**

0.00823

0.00594

0.00792

0.01725**

0.00765

FRMsize

0.02556*

0.07225

−0.0047

0.01258

0.01258

0.07272

LU

−0.00288

0.00224

0.00596*

0.00272

0.00200

0.00201

Sfertility

−0.07827

0.02148

0.02269

0.02059

0.07289

0.07988

DISfarm

−0.00078

0.00700

−0.00207**

0.00096

−0.00364*

0.00092

DISmrkt

0.00662

0.00580

0.00522

0.00560

0.00820

0.00540

EXTEN

0.00425***

0.00112

−0.00705

0.00708

0.00208**

0.00104

CREDIT

0.06890***

0.02227

−0.0002

0.02721

0.04928**

0.02047

OFF/NFRM

0.05707**

0.02252

0.02876*

0.02765

0.05889***

0.02097

Loglikehood

97.95

700.67

705.89