1. Overview of the Responses

1.1 The interviews were conducted with 16 respondents.

1.2 Half of the respondents had been in private hospitals while the other half had been in public.

1.3 Of the respondents who sought public care, 4 of them had ordinary public insurance while the other 4 had both private and ordinary public insurance.

1.4 Over half of the respondents (5) who sought private care had both private and ordinary public health insurance, while the rest (3) had only private insurance or enhanced public health insurance.

1.5 Over half (6) of those who went to private care facilities went there out of choice while the other 2, went there because the public facilities were full.

1.6 All the respondents interviewed from the public facilities had chosen them for care.

1.7 Ordinary public health insurance paid part of the Covid-19 care bills in private and public care facilities.

1.8 Most of the private health insurance did not cover Covid-19 treatment in either public or private facilities.

1.9 Some private health insurance companies covered partly for Covid-19 treatment in private hospitals.

1.10 Some private health insurance paid wholly for Covid-19 treatment in public hospitals.