| KMO test | Factor loading |
bond | 0.6159 | 0.4461 |
stock | 0.6425 | 0.5336 |
fund | 0.6649 | 0.619 |
derivatives | 0.6116 | 0.4328 |
financial | 0.6787 | 0.7197 |
gold | 0.6973 | 0.2136 |
Non-renminbi assets | 0.702 | 0.7149 |
Time deposits | 0.6871 | 0.7987 |
Demand deposits | 0.6718 | 0.7273 |