Variables | Coef. | Std. Err. | T | P > t |
Sex of the households | 0.2908 | 0.1215 | 2.39 | 0.017** |
Age of the households | 0.0057 | 0.0054 | 1.06 | 0.289 |
Education level of the households | 0.0570 | 0.0173 | 3.29 | 0.001*** |
Household family size | −0.0757 | 0.0235 | −3.22 | 0.001*** |
Land size owned | −0.0095 | 0.0307 | −0.31 | 0.758 |
Access to Credit | 0.4878 | 0.1026 | 4.75 | 0.000*** |
Distance to Market | −0.0157 | 0.0128 | −1.23 | 0.221 |
Annual expenditure | −0.0000 | 0.0000 | 2.13 | 0.034** |
Annual income | 0.0000 | 0.0000 | 2.56 | 0.011** |
Livestock Owned | 0.0406 | 0.0134 | 3.03 | 0.003*** |
Distance from financial institution | −0.0157 | 0.0081 | −1.93 | 0.054* |
Constant | −1.4855 | 0.3650 | −4.07 | 0.000 |
Sigma | 0.7129 | 0.0438 |
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