Variables | Savers N = (172) | Non-savers = (155) | t-value | ||
Mean | Std. Dev. | Mean | Std. Dev | ||
Age | 34.64 | 8.50 | 34.16 | 8.01 | −0.5 |
Education Level | 3.63 | 2.97 | 2.38 | 2.60 | 4.03*** |
Family size | 5.97 | 2.16 | 5.55 | 1.73 | −1.90* |
Land Size ownership | 2.67 | 1.62 | 2.62 | 1.31 | −0.27 |
Distance to Market | 13.88 | 3.58 | 13.91 | 3.64 | 0.08 |
Annual Expenditure | 14,632.20 | 9681.54 | 9572.09 | 7401.32 | 5.75*** |
Annual Income | 10,289.53 | 18,192.42 | 13,196.13 | 14,770.33 | 5.56*** |
Livestock ownership | 6.89 | 3.44 | 4.95 | 3.50 | 5.04*** |
DFFI | 10.67 | 5.72 | 9.95 | 5.61 | 1.15 |